Yes yours, most of us have them, yet why do we avoid protecting them, the bricks and mortar that is. A little fact to change your mind, incredibly only about 20% of homebuyers have a survey! Yet we rarely survey a building that has no defects. It is very often the case that the report highlights defects which are sufficient to negotiate a discount, very often more than offsetting the survey cost. We get it all boils down to costs, but come on people you will think nothing of paying £300k for a house but wont spend £300 to see if its ok
Another thought; the car needs an MOT or service, we pay, the dog is sick, we go to the vet, we pay, but the most expensive thing we posses is yes our bricks and mortar and you guessed it we don’t like to pay, so many times we hear the words “Why didn’t I have a survey” yes why didn’t you.....because you are going to pay now...
At number 1 on Kuboo’s chart is The RICS HomeBuyer Report. This little beauty will tell you most of what you need to know to save you a divorce in a few months when you find the roof is falling down and you start killing each other. This report starts at around £295 yes £295 it really isn’t rocket science is it.
Another option is the Building Survey, The big brother of reports which you will need if your buying something old and unusual.
Bit boring but very important so you realise that the mortgage valuation (the one you have to pay your lender for) is to safeguard their money, do you realise that very often some financial institutions do not inspect the property, relying upon automated valuation models and or drive by inspections, it is certainly not for your benefit. If you need us for those horrible times such as following divorce or death, we can help by offering matrimonial and probate valuations.
There has been talk about Energy Performance Certificates (EPC's) again and the Home Information Pack (HIP) this is now only required in Scotland, (thats a cool place up north). In the months and years ahead there will be a greater emphasis on the EPC not only all sellers and landlords but by those wishing to obtain Green Deal finance for energy saving measures. Phew that expensive training and exams will come in useful. So yes we offer EPC’s from £100.
Under consultancy agreements we carry out specialist work nationwide, this includes the valuation and inspection of social housing properties for housing associations, other public bodies and financial institutions, we also undertake mortgage valuations and other surveying work as part of these agreements.